We love that you’re thinking ahead — budgeting shouldn’t slow your journey.
Short answer:
Klarna, Affirm, and Afterpay only split one-time payments — so they don’t work for month-to-month plans.
Why Not?
These services are built for single checkouts, not recurring bills:
Klarna: Pay in 4 (interest-free over 6 weeks)
Affirm: 3–12 month plans for one purchase
Afterpay: 4 payments every 2 weeks
Your Easy Alternatives
You’ve got flexible, stress-free options:
Option | How it Works |
Pay with Card or HSA/FSA | Full amount upfront — no interest, renews monthly |
Start Month-to-Month | Try it out, upgrade anytime |
Use BNPL on Longer Plans | 3-month or 6-month plans → split the upfront total |
Pro Tip: Switch plans after month 1 — just message us. No penalties.